some
company
may be having second thoughts about the health insurance it offers to
your spouse. That means you might wind up paying more for that
coverage or have to switch your spouse to another plan as early as
next year. Some employers are considering adding a surcharge to cover
the health care expenses of their workers' spouses. Those
surcharges average about 100
a
month, or roughly double what they averaged a couple years ago. That's
sad really. With the economy is so bad we are working on ways to fix
it. Twenty percent of nearly 600 large employers in a survey
completed earlier this year charged a spousal surcharge in 2013. An
additional 13 percent plan to do so next year, according to the
study, which was conducted by benefits consultant and the non profit.
The changes, which many companies will announce as part of the open
enrollment period this fall for health plans that start , are an
effort by employers to control rising health care costs. Benefits
consultants say that total could grow next year when the health care
overhaul starts requiring most U.S. residents to have insurance. In
some cases, benefits experts blame the difference on the fact that
the spouse is often a woman. Women tend to use the health care system
more as they move through their 20s and into middle age, especially
if they have children.
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