Thursday, September 19, 2013

Equal health insureance


some company may be having second thoughts about the health insurance it offers to your spouse. That means you might wind up paying more for that coverage or have to switch your spouse to another plan as early as next year. Some employers are considering adding a surcharge to cover the health care expenses of their workers' spouses. Those surcharges average about 100 a month, or roughly double what they averaged a couple years ago. That's sad really. With the economy is so bad we are working on ways to fix it. Twenty percent of nearly 600 large employers in a survey completed earlier this year charged a spousal surcharge in 2013. An additional 13 percent plan to do so next year, according to the study, which was conducted by benefits consultant and the non profit. The changes, which many companies will announce as part of the open enrollment period this fall for health plans that start , are an effort by employers to control rising health care costs. Benefits consultants say that total could grow next year when the health care overhaul starts requiring most U.S. residents to have insurance. In some cases, benefits experts blame the difference on the fact that the spouse is often a woman. Women tend to use the health care system more as they move through their 20s and into middle age, especially if they have children.

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