More fables about insurance

Now that there are a few people reading this blog already, let’s continue where we left off. In the last blog, we were going over what the top insurance myths are. The basic purpose of insurance is to play it safe, and to try to safeguard everything you have from numberless amounts of bad things that can happen to the things you cherish and hold close to you. One kind of insurance that you probably want that wouldn't think of at first glance, and that is renter’s insurance.

Most people that have apartments assume that their valuables are covered by the landlord, but we are here to tell everyone that isn't the case! Landlords usually put it in their rental agreement that they aren't liable for anything that’s damaged or stolen from your apartment. Even if they did though, you would want your own coverage for your valuables. Now that we've got the third fable about insurance let’s summarize this whole idea in one sentence. “Renter’s insurance isn't important,” is a myth that everyone needs to be aware of.

This next one is something that seems to happen to people too often. We don’t know if it’s because they don’t fully understand the reason insurance exists or if it’s because of something entirely different, but here’s the next myth, “It’s okay to fib a little to get the best rate you can.” When anyone does this, and insurance companies find that they lied, their policy usually goes out the window. Then they are left with what insurance could have covered for a little bit more a month.

Again, insurance is about protection and security against disasters or accidents, not getting the lowest quote. That is something we can do though, so come by our store or visit 1 Stop Shop Insurance online. We’ll get you the best of both worlds!